Privacy Policy

Last updated: January 15, 2026

At Rixmadi S.A.C. (hereinafter, "Rixmadi"), we are committed to protecting the personal information of our users in accordance with Law No. 29733 (Peru's Personal Data Protection Law) and its Regulations approved by Supreme Decree No. 003-2013-JUS. This document describes how we collect, use, store, and protect your personal data when interacting with our educational platform.

1. Data Controller

Rixmadi S.A.C., located at Calle Las Begonias 415, Of. 802, San Isidro, Lima 15073, Peru, identified with RUC 20612349871, is the entity responsible for processing personal data collected through rixmadi.com. You may contact us through the contact form available on our website.

2. Data We Collect

We collect data that you voluntarily provide through our contact form: full name, email address, and the content of your message. Additionally, we collect technical browsing data through cookies, such as your IP address, browser type, operating system, pages visited, and time spent on the site.

3. Purpose of Data Processing

The personal data collected is used exclusively to: respond to your inquiries and information requests; send you educational content related to personal finance (only with your prior consent); improve the functionality and user experience of our platform; compile anonymous internal usage statistics; and comply with legal obligations applicable to us as a registered entity in Peru.

4. Legal Basis for Processing

The processing of your personal data is based on your express consent, given when completing the contact form or accepting our cookie policy. In certain cases, processing may be based on compliance with legal obligations or our legitimate interest in improving our educational services, provided that this interest does not override your fundamental rights and freedoms.

5. Data Retention

We retain your personal data for the time strictly necessary to fulfill the purposes described in this policy. Data provided through the contact form is retained for a maximum period of twenty-four months from the last interaction. Browsing data collected through cookies is retained according to the periods established in our Cookie Policy.

6. Data Transfer and Sharing

Rixmadi does not sell, rent, or share your personal data with third parties for commercial purposes. We may share information with technology service providers who assist us in operating the platform, who are contractually obligated to maintain the confidentiality and security of the information. In the event of a duly substantiated judicial or administrative requirement, we may provide information to competent Peruvian authorities.

7. Your Rights (ARCO Rights)

In accordance with current Peruvian legislation, you have the right to: access your personal data held in our records; rectify inaccurate or incomplete data; cancel or request deletion of your data when it is no longer necessary; and object to the processing of your data for specific purposes. To exercise any of these rights, you may contact us through our contact form, clearly indicating your request and attaching a copy of your identity document.

8. Security Measures

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of information in transit, restricted access controls limited to authorized personnel, and periodic reviews of our security protocols.

9. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will take effect upon publication on rixmadi.com. We recommend consulting this page periodically to stay informed of any modifications.