Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website rixmadi.com (hereinafter, the "Platform"), operated by Rixmadi S.A.C., located at Calle Las Begonias 415, Of. 802, San Isidro, Lima 15073, Peru, identified with RUC 20612349871. By accessing and using this Platform, you accept these terms in their entirety.
1. Nature of the Service
Rixmadi is an educational content platform focused on personal finance, aimed at the Peruvian public. We do not provide financial, investment, stock advisory, or securities intermediation services. All published content is exclusively for educational and informational purposes and does not constitute, under any circumstances, a personalized investment recommendation.
2. Acceptable Use
The user agrees to use the Platform lawfully, ethically, and in accordance with current Peruvian legislation. The following are prohibited: reproducing, distributing, or modifying Platform content without express authorization; using the Platform for unlawful or fraudulent purposes; attempting to access restricted areas of the server or technological infrastructure; and impersonating third parties when using the contact form.
3. Intellectual Property
All Platform content, including texts, graphics, logos, images, educational materials, and website design, are the property of Rixmadi S.A.C. or are used under appropriate license, and are protected by Peruvian and international intellectual property legislation (Legislative Decree No. 822). Total or partial reproduction without prior written consent is prohibited.
4. Disclaimer
The information published on the Platform is provided "as is" and without warranties of any kind, whether express or implied. Rixmadi does not guarantee the accuracy, completeness, or timeliness of the financial information displayed, including exchange rates or market data, which are exclusively for reference and educational purposes. Financial decisions you make based on Platform information are your sole responsibility.
5. Limitation of Liability
To the maximum extent permitted by Peruvian law, Rixmadi S.A.C. shall not be liable for direct, indirect, incidental, consequential, or punitive damages that may arise from the use or inability to use the Platform, including financial losses resulting from investment decisions based on published information.
6. Contact Form
The contact form available on the Platform is solely intended to receive general inquiries about the educational content offered. Data provided will be processed in accordance with our Privacy Policy. Rixmadi does not commit to responding to all inquiries received or providing personalized financial advice through this medium.
7. Third-Party Links
The Platform may contain links to third-party websites for informational purposes. Rixmadi does not control, endorse, or assume responsibility for the content, privacy policies, or practices of these external sites. Access to third-party sites is at your own risk and responsibility.
8. Modifications
Rixmadi reserves the right to modify these Terms and Conditions at any time, without prior individual notice. Modifications will take effect upon publication on the Platform. Continued use of the website after any modification constitutes acceptance of the new terms.
9. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Peru. For the resolution of any dispute arising from the use of the Platform, the parties submit to the jurisdiction of the ordinary courts of the city of Lima, Peru, expressly waiving any other jurisdiction that may apply.
10. Final Provisions
If any provision of these Terms and Conditions is declared invalid or unenforceable by a competent court, the remaining provisions shall maintain their full force and effect. Failure to exercise any right or provision contained in these terms shall not constitute a waiver thereof.